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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
“Specialized in the South Bay area” -- Oct 2018
Hi Carol, I’m sorry for response too late. You did excellent job for me. You are very much specialized on south bay area. I would recommend any buyer or seller for her job. I am very happy about her professional manner. Carol did great job on multiple listing and great sales too ! Sunny Kashahara
Professional, knowledgeable to think on her feet and get the job done. -- May 2022
Professional, knowledgeable to think on her feet and get the job done. Carol knew what the market was for the property, Showed the property with the best possible conditions and her possible clients. Jan Staws
“We could not have bought this place without your efforts!” -- Oct 2014
We Are Lucky We Chose You As Our Agent! Thank you soooo much for your help. Scott and I enjoyed this first time home buying experience with you as well. Thanks to your knowledge, advices, and quick responses. We could not have bought this place without your efforts! You are very reliable and responsible. We are lucky we chose you as our agent. I will definitely recommend you to all of my relative and friends if they selling or purchasing properties. Stop by anytime at our new place. Miki Ikesue & Scott Alexander
“Always with a Smile!” -- Jan 2019
I would just like to invite Carol Gilles to help you with any needs you might have buying or selling your house. We were very happy when we found her . She helped first in selling our Condo in Long Beach and then very helpful in our purchase of a house in Lakewood. Always with a smile! Happy Holidays from the Hopkins
“She truly cares for her clients feelings” -- Jun 2015
Carol is an excellent powerful Realtor! From prepping for the sale, to staging and advice for buying a new home she is just Dinomite! I often wondered is there anything this woman can’t do! She is that close to perfect! I think the best thing is that she truly cares for her clients feelings while getting the job done perfectly! Sherri & Don Wright
“Thanks again for all your help.” -- Oct 2014
“Thanks so much for your expertise in helping us close our short sale of our property in Torrance last week. You were constantly in touch with our buyers agent and B of A during the time it took to obtain the banks approval and final closing of our sale. Without this constant attention on your part the process would have been much more difficult than it turned out to be. Your knowledge of the banks Equator online short sale system made the process much easier for all of us. Thanks again for all your help. We would not hesitate to recommend you to anyone doing a real estate transaction.” ~ David & Carole Shaver
“We liked that you kept us informed on a weekly basis at minimum.” -- Oct 2014
You Were A Godsend! The sale process with you as our agent was truly an easy experience. We liked that you kept us informed on a weekly basis at minimum, we liked that you always returned our phone calls promptly and your were always happy to answer even the silliest of our questions? You were a Godsend and we were glad we had your knowledge and expertise. Lorie & John Guba
Carol hung in with us through several offers until the right home came our way. -- Oct 2022
Our realtor Carol was amazing. For nearly a year she worked with us, making sure we found our new home in the neighborhood we wanted. Carol hung in with us through several offers until the right home came our way. Thank you Carol for your patience and your real estate expertise! Gary and Jenny D.