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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
“You are a tireless worker!” -- Oct 2014
We have dubbed you Queen of Follow-up! Thanks for sticking with us through all the high, low and just-plain-weird times. We really appreciate the way you cheerfully showed us house after house after house? We have dubbed you Queen of Follow-up. You are a tireless worker! ~ Alan, Laura & Kayla Braun
“Thanks for taking such good care of us, we couldn’t have done it without you!” -- Oct 2014
“In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn’t have done it without you! 27 Offers + Sold for 50k OVER Full Price! Carol was our real estate agent when we bought our house in Gardena in 1992. She did such an outstanding job that we decided to use her again when put our house on the market in March, 2013. We showed the house for three days and had 46 showings and 27 offers. Thanks, Carol for all the hard work and another great job. I recommend Carol to anyone looking to buy or sell real estate.” Gary & Judy Brooke
“She is aggressive and honest.” -- Oct 2014
“Carol makes an appointment and keeps it. She is aggressive and honest and that is the first reason we chose Carol to be our representative.” Bessie & Charles Neihoff
“No One Could Have Done It Better!” -- Oct 2014
“No One Could Have Done It Better! Your whole approach to marketing our home was obviously the right one. No one could have done it better. We knew from the beginning that we had selected the perfect agent.” ~ Ed & Camille Becker
“We couldn’t have done it without you!” -- Oct 2014
“These past eight or nine months have been so crazy, with the birth of our baby girl to Ed changing job, to the whole emotionally draining process of buying a home. We couldn’t have done it without you, Carol!” “Thank you so much for your hardwork, and even more than hardwork, your emotional support through it all.” “Thank you so much for staying up late to put in offers, for always responding to our messages quickly, for being patient with our often indecisiveness and of course, your must thank your husband for us for his wonderful babysitting that Sunday afternoon!” “We would refer you to anyone looking to buy a home in a heartbeat!” Dr Ed & Sue Lee
Long distance sale -- Nov 2021
I live in Palm Desert, my condo was in Gardena. Carol went over and above to make this work Barbara Smith
“Carol, Thank you!” -- Oct 2014
“Carol, Thank you! We would like to thank you for helping us find our (beautiful) new home and selling our other property. We really love the old home. It was tough to leave our first home, wonderful neighborhood and friends. This is new beginning for our future. I have attached a copy of the note I will leave in the Huntington Lane home for the new owners. It gives some instruction on the Jacuzzi, heater, and alarm. I hope they enjoy the property as much as we have over the last 8 years.” ~ Maria & Rich Contino
“Always with a Smile!” -- Jan 2019
I would just like to invite Carol Gilles to help you with any needs you might have buying or selling your house. We were very happy when we found her . She helped first in selling our Condo in Long Beach and then very helpful in our purchase of a house in Lakewood. Always with a smile! Happy Holidays from the Hopkins