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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
“We could not have bought this place without your efforts!” -- Oct 2014
We Are Lucky We Chose You As Our Agent! Thank you soooo much for your help. Scott and I enjoyed this first time home buying experience with you as well. Thanks to your knowledge, advices, and quick responses. We could not have bought this place without your efforts! You are very reliable and responsible. We are lucky we chose you as our agent. I will definitely recommend you to all of my relative and friends if they selling or purchasing properties. Stop by anytime at our new place. Miki Ikesue & Scott Alexander
“We felt that you were truly representing us.” -- Oct 2014
“Settling Mom’s Estate – PAINLESS! Words cannot express how we appreciate all the time and effort you have put in to sell our mother’s rental property. You made the painful process of handling our mother’s estate so much easier. We felt that you were truly representing us and your knowledge, efficiency and speed with the sales process was greatly appreciated. We will definitely recommend you to our friends and family.” ~ Miyagawa Family
Best Realtor We’ve Ever Had -- May 2022
Best Realtor we’ve ever had We had 3 realtors before meeting Carol and Carol was the best! Carol was so helpful and quickly responded to questions via phone or email. She was so knowledgeable and patient and always receptive to our interests when finding a home. She negotiates well in efforts to get the home we wanted. Awesome! Tricia & Mike Salazar
“Extra helpful.” -- Oct 2014
“Carol was very efficient in handling the details of my sale of a house in Redondo Beach. Since I was going through a divorce, she was extra helpful and sensitive in situations that she didn’t have to get involved in. Great personality and knows her stuff. I would recommend her.” S. Rivera
“Carol, Thank you!” -- Oct 2014
“Carol, Thank you! We would like to thank you for helping us find our (beautiful) new home and selling our other property. We really love the old home. It was tough to leave our first home, wonderful neighborhood and friends. This is new beginning for our future. I have attached a copy of the note I will leave in the Huntington Lane home for the new owners. It gives some instruction on the Jacuzzi, heater, and alarm. I hope they enjoy the property as much as we have over the last 8 years.” ~ Maria & Rich Contino
“Quick to Respond.” -- Oct 2014
“Carol was great! She helped guide us through the process of buying our home. Quick to respond to questions and available to assist with whatever we needed.” Mike & Susan Watson
“Always with a Smile!” -- Jan 2019
I would just like to invite Carol Gilles to help you with any needs you might have buying or selling your house. We were very happy when we found her . She helped first in selling our Condo in Long Beach and then very helpful in our purchase of a house in Lakewood. Always with a smile! Happy Holidays from the Hopkins
Sold in One Day! -- Apr 2022
Carol sold my property the same day the property photos are on MLS. It took me eight years to decide to sale. During that eight years, Carol gave me good advise on how to upgrade my property and how to prepare for the sale. Right the listing was out, she brought in an offer. Before I realized it, it was sold. Definitely exceed my expectation. During the eight year, I could have select other realtor. I am glad I did not switch. Carol is the best! Ying Wei