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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
I contacted Carol to help list and sell my home -- Aug 2020
What more can you possibly ask for when looking for a realtor? Passionate, knowledgeable, experienced, friendly, patient. All those describes Carol Gilles. She helped me purchase my first home a few years back and from the very beginning when I first met her, she made every conversation as comfortable as if you’re talking to a long time friend. All relevant information was presented clearly and concisely. Fast-forward to 2016, I made the decision to sell my home and without any hesitation, I contacted Carol to help list and sell my home. I had the same expectations from Carol and she didn’t disappoint. If you’re looking to buy/sell and want a low stress experience, I highly recommend Carol to anyone. Alan Hy
“You are a tireless worker!” -- Oct 2014
We have dubbed you Queen of Follow-up! Thanks for sticking with us through all the high, low and just-plain-weird times. We really appreciate the way you cheerfully showed us house after house after house? We have dubbed you Queen of Follow-up. You are a tireless worker! ~ Alan, Laura & Kayla Braun
Sold in One Day! -- Apr 2022
Carol sold my property the same day the property photos are on MLS. It took me eight years to decide to sale. During that eight years, Carol gave me good advise on how to upgrade my property and how to prepare for the sale. Right the listing was out, she brought in an offer. Before I realized it, it was sold. Definitely exceed my expectation. During the eight year, I could have select other realtor. I am glad I did not switch. Carol is the best! Ying Wei
“Every call I made to her office was returned.” -- Oct 2014
“In the process of selling my Mother’s home, after her passing in early March of this year, I was fortunate to be introduced to Carol Gilles a real estate sales lady, who was very knowledgeable in the area. We agreed on a price, and she went to work. During the sale of the house, she not only was my agent, but I considered her my friend. Every call I made to her office was returned, and all my questions answered professionally, and thoroughly. Getting rid of a lifetime of memories, pictures, furniture, etc., isn’t easy, Carol made it much easier for me. I’m sorry I don’t have another house to sell. Carol would be my choice. Thank you, Carol, for your patience, and understanding, it was a pleasure doing business with you Bob Reardon.
First Class Service -- Sep 2023
Carol was on top of all the details and her broad range of experience was incredibly valuable – N.G.
“No One Could Have Done It Better!” -- Oct 2014
“No One Could Have Done It Better! Your whole approach to marketing our home was obviously the right one. No one could have done it better. We knew from the beginning that we had selected the perfect agent.” ~ Ed & Camille Becker
“You were ALWAYS there to answer questions.” -- Oct 2014
You stuck with US for as LONG as it took ….. We just wanted to send you a quick note to say THANK YOU. We really can’t thank you enough. You stuck with us for as long as it took, (and it took a while for us to get our stuff together). You were ALWAYS there to answer questions, even when you were on vacation. You were totally honest, helpful and just made our home buying experience wonderful. We will highly recommend you to anyone needing a Realtor. You went over and beyond to help us out and we appreciate it more than we can express. THANK YOU! THANK YOU! THANK YOU! Hannah and Chris Froeschle
Carol is like Family to Us! -- Aug 2020
Thanks from Neile & Bobby Tang We’ve known and been working with Carol for over 20 years. She’s is the best agent in the South Bay. Carol is very knowledgeable, professional and responsive to all your needs, she is like family to us. Carol has a great team working with her, from marketing, selling and escrow, she’s the best! Thank you Carol for all your help. Neile, Bobby and Jordan and Madison : )