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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
“You proved to be a tireless and determined guide!” -- Oct 2014
“You proved to be a tireless and determined guide! We depended completely on your knowledge and expertise to guide us through the jungle of paperwork and swamplands of legalese and bureaucratic mumbo-jumbo. You proved to be a tireless and determined guide, putting in long hours and going beyond the call of duty.” Gary & Judy Brooke
Carol Was Always Available -- Oct 2023
Carol was just tremendous from the beginning. She has a professionally done market analysis handbook which includes resources in the community who can help with all aspects of the home selling experience. Carol was always available to answer questions, or meet with myself or our family Greg Anapol
I contacted Carol to help list and sell my home -- Aug 2020
What more can you possibly ask for when looking for a realtor? Passionate, knowledgeable, experienced, friendly, patient. All those describes Carol Gilles. She helped me purchase my first home a few years back and from the very beginning when I first met her, she made every conversation as comfortable as if you’re talking to a long time friend. All relevant information was presented clearly and concisely. Fast-forward to 2016, I made the decision to sell my home and without any hesitation, I contacted Carol to help list and sell my home. I had the same expectations from Carol and she didn’t disappoint. If you’re looking to buy/sell and want a low stress experience, I highly recommend Carol to anyone. Alan Hy
Long distance sale -- Nov 2021
I live in Palm Desert, my condo was in Gardena. Carol went over and above to make this work Barbara Smith
“I highly recommend you as anyone’s partner in a home sale.” -- Oct 2014
“It definitely was a pleasure working with you on the property sale for 1913 &1915 Arlington Ave in Torrance, CA. Even though it was a family type property sale , and there were several avenues of business that we had to encounter, you always were totally professional . I cannot even express how much I appreciate your friendship and loyalty you have given me throughout this event. I highly recommend you as anyone’s partner in a home sale, regardless of the circumstances. I know you will be a great success in any sale endeavor. Also, so much thanks to The Real Estate Group in Torrance,CA., and Melinda Shih, for all their patience and hard work . You are with a top notch group! Good choice!” Robert D. James
“We couldn’t have done it without you!” -- Oct 2014
“These past eight or nine months have been so crazy, with the birth of our baby girl to Ed changing job, to the whole emotionally draining process of buying a home. We couldn’t have done it without you, Carol!” “Thank you so much for your hardwork, and even more than hardwork, your emotional support through it all.” “Thank you so much for staying up late to put in offers, for always responding to our messages quickly, for being patient with our often indecisiveness and of course, your must thank your husband for us for his wonderful babysitting that Sunday afternoon!” “We would refer you to anyone looking to buy a home in a heartbeat!” Dr Ed & Sue Lee
“I will be forever grateful.” -- Oct 2014
“I Will Be Forever Grateful! I want to take a few minutes to ‘thank you’ so much for being so professional and efficient in walking me through the “selling” ordeal. I don’t think I would have survived such a strenuous situation. I will be forever grateful.” ~ Lilia Wong
I’m extremely impressed with Carol’s work! -- Aug 2020
“I’m extremely impressed with Carol’s work! She is efficient, fast and gets the job done! We would like to thank her for all her hard work! Wonderful person and a future of long term friendship ahead” Sherri & Don Wright