What's Your Home Worth?
Welcome
- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
Testimonials
“Carol, Thank you!” -- Oct 2014
“Carol, Thank you! We would like to thank you for helping us find our (beautiful) new home and selling our other property. We really love the old home. It was tough to leave our first home, wonderful neighborhood and friends. This is new beginning for our future. I have attached a copy of the note I will leave in the Huntington Lane home for the new owners. It gives some instruction on the Jacuzzi, heater, and alarm. I hope they enjoy the property as much as we have over the last 8 years.” ~ Maria & Rich Contino
“Thank You!” -- Oct 2014
“Thank You! I would like to take this opportunity to thank you for your diligent efforts in selling my property. I realize everything takes time and patience.” Esther Kim
“I highly recommend you as anyone’s partner in a home sale.” -- Oct 2014
“It definitely was a pleasure working with you on the property sale for 1913 &1915 Arlington Ave in Torrance, CA. Even though it was a family type property sale , and there were several avenues of business that we had to encounter, you always were totally professional . I cannot even express how much I appreciate your friendship and loyalty you have given me throughout this event. I highly recommend you as anyone’s partner in a home sale, regardless of the circumstances. I know you will be a great success in any sale endeavor. Also, so much thanks to The Real Estate Group in Torrance,CA., and Melinda Shih, for all their patience and hard work . You are with a top notch group! Good choice!” Robert D. James
“You were ALWAYS there to answer questions.” -- Oct 2014
You stuck with US for as LONG as it took ….. We just wanted to send you a quick note to say THANK YOU. We really can’t thank you enough. You stuck with us for as long as it took, (and it took a while for us to get our stuff together). You were ALWAYS there to answer questions, even when you were on vacation. You were totally honest, helpful and just made our home buying experience wonderful. We will highly recommend you to anyone needing a Realtor. You went over and beyond to help us out and we appreciate it more than we can express. THANK YOU! THANK YOU! THANK YOU! Hannah and Chris Froeschle
I’m extremely impressed with Carol’s work! -- Aug 2020
“I’m extremely impressed with Carol’s work! She is efficient, fast and gets the job done! We would like to thank her for all her hard work! Wonderful person and a future of long term friendship ahead” Sherri & Don Wright
“I will be forever grateful.” -- Oct 2014
“I Will Be Forever Grateful! I want to take a few minutes to ‘thank you’ so much for being so professional and efficient in walking me through the “selling” ordeal. I don’t think I would have survived such a strenuous situation. I will be forever grateful.” ~ Lilia Wong
“You proved to be a tireless and determined guide!” -- Oct 2014
“You proved to be a tireless and determined guide! We depended completely on your knowledge and expertise to guide us through the jungle of paperwork and swamplands of legalese and bureaucratic mumbo-jumbo. You proved to be a tireless and determined guide, putting in long hours and going beyond the call of duty.” Gary & Judy Brooke
Carol is like Family to Us! -- Aug 2020
Thanks from Neile & Bobby Tang We’ve known and been working with Carol for over 20 years. She’s is the best agent in the South Bay. Carol is very knowledgeable, professional and responsive to all your needs, she is like family to us. Carol has a great team working with her, from marketing, selling and escrow, she’s the best! Thank you Carol for all your help. Neile, Bobby and Jordan and Madison : )
Simplifying the Market™
Simplifying the Market
- Tips for Younger Homebuyers: How To Make Your Dream a Reality May 7, 2024If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home?
- What's Motivating Your Move? May 6, 2024Thinking about selling your house?
- Builders Are Building Smaller Homes [INFOGRAPHIC] May 3, 2024Having a hard time finding a home in your budget? Builders may have a solution that can help.
- What Is Going on with Mortgage Rates? May 2, 2024You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.
- The Perks of Buying over Renting May 1, 2024Thinking about buying a home?
- What More Listings Mean When You Sell Your House April 30, 2024The number of homes for sale is playing a big role in today’s housing market.