South Bay Homes

Carol Gilles Realtor 310.864.9738

Carol Gilles Realtor

 

Carol Gilles

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Beach Cities Online — Your Trusted South Bay Real Estate Resource Led by award-winning Realtor® Carol Gilles, Beach Cities Online is your one-stop destination for buying or selling homes across Torrance, Redondo Beach, Manhattan Beach, Hermosa Beach, Palos Verdes, and the greater South Bay area of Los Angeles.

With decades of local expertise, Carol helps buyers find their dream homes and sellers maximize their property value through personalized service, deep neighborhood knowledge, and proven results. Explore the latest MLS listings, discover detailed community guides, and get expert insights into the dynamic South Bay real estate market.

Whether you’re searching for a beachfront property in Redondo Beach, a family home in Central Torrance, or downsizing in Palos Verdes Estates, Carol Gilles and her team are here to guide you every step of the way.

Find more about Carol here.

 

 

 

310.864.9738

 

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Testimonials

Don & Sherri Wright

Profile photoCarol Gilles is the most amazing realtor we have ever met in our lifetime! She has been helping us buy and sell property for many years. Whether you’re looking for an investment, A forever home or just curious about the market Carol should be your first go to! Carol is a knowledgeable, intelligent, professional, caring, understanding and kind hearted! She will fight for you! We bought our Forever home when the market was extremely competitive and there were at least 12 offers per home. The market for homes by the beach are always very competitive, but at the time we were buying it was more competitive then usual! We got our home because she was quick, efficient and made it happen.

“You are a tireless worker!”

We have dubbed you Queen of Follow-up! Thanks for sticking with us through all the high, low and just-plain-weird times. We really appreciate the way you cheerfully showed us house after house after house? We have dubbed you Queen of Follow-up. You are a tireless worker! ~ Alan, Laura & Kayla Braun

 

Carol Was Always Available

Carol was just tremendous from the beginning. She has a professionally done market analysis handbook which includes resources in the community who can help with all aspects of the home selling experience. Carol was always available to answer questions, or meet with myself or our family Greg Anapol

 

“We liked that you kept us informed on a weekly basis at minimum.”

You Were A Godsend! The sale process with you as our agent was truly an easy experience. We liked that you kept us informed on a weekly basis at minimum, we liked that you always returned our phone calls promptly and your were always happy to answer even the silliest of our questions? You were a Godsend and we were glad we had your knowledge and expertise. Lorie & John Guba

 

“Always with a Smile!”

I would just like to invite Carol Gilles to help you with any needs you might have buying or selling your house. We were very happy when we found her . She helped first in selling our Condo in Long Beach and then very helpful in our purchase of a house in Lakewood. Always with a smile! Happy Holidays from the Hopkins

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Professional, knowledgeable to think on her feet and get the job done.   Carol knew what the market was for the property, Showed the property with the best possible conditions and her possible clients. Jan Staws

 

“You made buying a home so easy for my wife and I.”

“You made buying a home so easy for my wife and I. We were grateful for how much patience you used in answering all of our questions and taking us to look at so many houses. You never pushed us into looking at something we were not interested in. We strongly recommend you to anyone looking at buying a new home.”  

"Carol gets it done!"

Carol gets it done!  She’s professional and friendly, thorough and detailed, and keeps you moving forward on your path to a perfect home!    Azucena Coronel

 

“We couldn’t have done it without you!”

 These past eight or nine months have been so crazy, with the birth of our baby girl to Ed changing job, to the whole emotionally draining process of buying a home. We couldn’t have done it without you, Carol! Thank you so much for your hardwork, and even more than hardwork, your emotional support through it all. Thank you so much for staying up late to put in offers, for always responding to our messages quickly, for being patient with our often indecisiveness and of course, your must thank your husband for us for his wonderful babysitting that Sunday afternoon! We would refer you to anyone looking to buy a home in a heartbeat!  Dr Ed & Sue Lee

Carol Is Dedicated to Helping You Check All The Boxes

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Real Estate Articles

Beware of Home Staging Techniques

Beware of Home Staging Techniques

In recent years it has become well known that many South Bay real estate professionals will advise a homeowner to use a home staging person to dress up a home and make it more appealing for any potential buyers. These staging techniques have become popular and are successful in many cases. The stagers will rearrange furniture to make rooms look bigger and bake cookies to fill the air with a homey aroma, and use other tactics to make the house look like something that it isn’t. Smart homebuyers, however, should look beyond these techniques and look at the house from a realistic standpoint. The basic premise of staging is to make the house more presentable, but potential buyers must look beyond that and get serious because this may be the biggest investment they will ever make. Buyers must be able to uncover the real house behind the staging. Here are a few tips:

Beware of Home staging Techniques
Before and After

FLOOR PLAN: Is this the plan you like and does the layout of the house fit your plans? An example: If the kitchen is a little small, can you remodel it later, or is it in the center of the house and impossible to remodel? If the children’s bedroom is located in an area too far from the master suite would you be able to hear them, or get to them in an emergency? Many buyers want a big house with many rooms, but can they afford to furnish all of the rooms? Buyers also need to think about the cost of utilities and maintenance on a larger home. If the land parcel is excessive, can you afford the yard maintenance costs? Stagers and builders will often remove interior doors to make the home seem airy and open during open houses. When the doors are put back in place, the rooms will seem smaller and closed in. A buyer must consider all of the furniture and possessions they have and decide whether it will all fit or not.

CHECK OUT LITTLE DETAILS: Buyers must check out the little details that most people overlook. Check the furnace air filter. Is it a mess, clogged? This could be an indicator that the sellers have not done too much routine maintenance on the home. Buyers should check under the sinks to look for water marks from old leaks and make a list of things to have a home inspector check out more thoroughly. They should move furniture and rugs and check underneath for any damages or water stains. Do not be afraid to move things around and to ask questions that you might think embarrassing to the sellers. Are the doors solid or hollow core? What you find may indicate what type of materials the sellers have used throughout the house. What is the quality of the kitchen cabinets, bath cabinets, vanities and trim? Are the light fixtures old? What about the wiring in the house?
CHECK WINDOWS AND LIGHTING: This is something that most buyers never do. They should come back at different times of the day, and night, to see how much light there is coming in through all windows, and does the house have good lighting at night. Many houses do not have overhead lighting in each room. Buyers should open and close every window to be sure they work. Buyers also should check on the view and the size of the window. Home stagers will sometimes place large curtains over a small basement window to make buyers think the window is bigger.

OTHER LITTLE DETAILS TO CHECK: Is there a musty odor in the house, or is there only the smell of room fresheners? This could indicate a mold or mildew problem which could cost a lot of money later on to fix. If the house has a fireplace, it might need cleaning. If it has a basement, it might have a moisture problem casing the odor smell.

GO TO OPEN HOUSES PREPARED TO GET THE FACTS: When potential home buyers go to look at a home, they should be prepared to ask questions and write down what they find on each place they see. Buyers should always take a notebook, tape measure, flashlight and a camera on all house hunting trips. If you travel, where will you put all of those suitcases you have, or where will you store your bike? Where will you keep all of your children’s sports equipment?
Buyers should recognize that they don’t have to do any of these things unless they really like a certain house and are seriously considering making an offer, and they also should go back and check the house several times and check out the neighborhood at different times of the day and night for traffic, noise, neighbors parties, etc.

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Types of Mortgage Lenders

There are several types of mortgage lenders for those who are seeking financing for either buy a home or refinance a home. Each type of lender has its advantages and dis-advantages, but anyone getting ready to buy a home, or refinance their home, should be aware of the financing options that exist in the real estate market today. Most all lenders who do mortgage loans are going to require the same application package from the borrower, and accompanying documents as most loans are sold by the lenders to Fannie Mae or Freddie Mac, so all mortgage financing requires the same paperwork and borrower qualification standards.

1 BANKS
Advantages:

Regulated by state and federal agencies
Current banking relationship can get you a reduced mortgage rate
Numerous branches provide you with face-to-face access

Disadvantages
Limited to products only the bank has to offer
May not have the best rates
May lack negotiation leverage when it comes to publicized rates

2 MORTGAGE BROKERS
Advantages

Access to a variety of mortgages and lenders
Can save you money by shopping for the best rates
Can quickly find another lender if your loan initial application is turned down
Disadvantages
Some function as the lender’s agent and have the lenders best interest at heart
Free to set their own pricing and may mark-up wholesale rates to whatever they want
Service may vary from broker to broker

3 HOME BUILDERS & REAL ESTATE DEVELOPERS

Advantages

Good way for the first-time home buyer to qualify
The buyer does not take title to the property until the home is completed

Disadvantages

May favor certain lenders who offer higher rates
Can pressure you into getting their loan instead of using a different lender

4 INTERNET LENDERS (ONLINE LENDERS)

Advantages

Allows you to shop for competitive rates online

Disadvantages

A greater learning curve for the borrower to understand the lending process

The most common source of home lending is a retail financial institution, like a bank or credit union. They offer specific loan products and handle their own direct financing.

Mortgage Brokers, act as the loan processors, taking care of everything needed to get the loan funded, like ordering appraisals, getting credit reports, opening escrow, and other details. Mortgage Brokers don’t fund the loans themselves, but handle the mortgage financing arrangements for the borrower. Most Brokers earn their fees (called points) from the lender, and in some cases from the borrower also, or a combination of both. Since mortgage brokers have access and work with a wide variety of banks, credit unions, and other sources of financing, they are usually on top of the latest rates, fees and lending practices, and know who has the best overall mortgage loans to meet each individual loan requirement. Mortgage Brokers also know which lender will best match the borrowers financial qualifications.

Home builder, or home developer financing is common in new home developments where there is a single builder. The builder carries the construction costs until the homes are built and are ready to be sold and permanent financing put in place to pay off the construction loan. The builder works with a lender to set-up financing for the buyer and finances the construction costs. The buyer doesn’t make mortgage payments until the home is completed and bought off by the building department, and approved as complete by the construction lender.

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Buying A South Bay Home – Are You Financially Fit?

Buying A South Bay Home – Are You Financially Fit?

People make a decision to purchase a home or piece of South Bay real estate without any consideration of their ability to be able to make mortgage loan payments in case of an emergency or a major life change like an illness, loss of employment, divorce, or other unforeseen circumstances. The top three reasons people file for bankruptcy are change of job status, divorce, and unforeseen health expenses. If you face any of these challenges and don’t have a financial cushion like some money put away, this may negatively impact your ability to pay a mortgage. Big life events dictate your readiness to buy now or to wait for a little more stability.

Some signs that you should not buy right now:

Will you be moving within the next five years?
Are you planning on having children soon?
Will you be making a job change? (or maybe you don’t know)
Have you recently filed for bankruptcy or is your credit score below 630?

If you answered yes to any of these questions, or you are experiencing other life-changing events like illness, marriage, divorce, or breakup, you may want to wait until your life and finances stabilize better. Aside from life events contributing to your decision to buy a home, getting your financial house in order before you begin your home search is the key. Even with all the programs available for buyers with a low-or-no down payment, if your debts are growing steadily and you don’t foresee an increase in your income, you are putting yourself in greater financial risk by taking on a mortgage.

With few exceptions, most loans for people who are still repairing their credit or recovering from bankruptcy will always carry higher rates than those available once your credit is in better shape.
So the question comes down to this: Do you buy now, before prices appreciate higher than you can afford, but do so with an expensive loan?
Or do you wait and repair your credit, then get a favorable loan, and pay more for your home? These are questions that a good financial counselor or mortgage broker can help with. Don’t be in a rush, after talking to a good Realtor, and a mortgage broker or lender, go to some open houses to start getting a feel of whats available and the prices, etc. Talk to a mortgage broker about getting preapproved for the amount of your loan. Remember that your Realtor and mortgage broker can explain details of all the mortgage loans that are available. Go over your credit report and your credit score with a broker and make sure that there are no problems that will come up later in the process. Talk to other homeowners and also talk to people in the neighborhood you are interested in, and get their inputs, the good and bad. Keep an open mind and soon you may be in that new home you have been dreaming about.

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Redondo Beach Has A Beach

Redondo Beach Has A Beach

South Redondo Beach has around two miles of sandy beaches for swimming, roller blading, biking, surfing, tanning and walking. The Esplanade, which runs along the beach, has a bike path and pier areas which allows beach living at its very best for the residents who live there, and the views from the King Harbor boat marina are unbelievable. Along the beach are condos, luxury upscale apartments and wonderful older and newer single family homes.

Just up the hill from the beach, the condos, apartments and single family homes is “The Hollywood Riviera” section with beautiful single family homes, condominiums and some apartments. This area also has great restaurants, shopping, and many offices. The streets in this section wind around the hills and remind you of a small town neighborhood. The home prices in the Riviera are slightly higher than some other parts of the city. Redondo Beach Single family homes are more prevalent, and average from the mid-nine hundred thousands ($900,000) to over a $1 million. Luxury homes may be $1,500,000 and up on the Avenues or $4,000,000 or more on the Esplanade.
With all of it’s residential options, Redondo Beach has made sure there are plenty of beautifully landscaped parks, including a dog park. Of course the marina is huge with fantastic restaurants and hotels surrounding it.

North Redondo Beach lays inland and borders Manhattan Beach and Hermosa Beach on their east sides. You can find great single family homes, condos, apartments and 2 on a lot condos in North Redondo Beach. You can find some great buys in the North Redondo Beach Real Estate market.

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Small But Mighty –  Hermosa Beach

Small But Mighty – Hermosa Beach

Hermosa Beach is only 15 blocks wide, east to west, and 40 blocks long, north to south with Pacific Coast Highway (PCH) running almost right down the middle. Hermosa means “beautiful” in Spanish, and Hermosa Beach is just that, a beautiful little city. It has flat, sandy beaches that are ideal for sunbathing, volleyball and surfing. The beach here tends to be wide and great for sand sports. The Travel Channel has named Hermosa Beach as “one of the Top 10 Beaches” in Southern California. The Hermosa Beach pier is located at the end of Pier Ave. and has great entertainment options, nightspots, bars, lounges, and restaurants. The residents of Hermosa Beach are living the true California beach lifestyle and lovin’ it.

The housing options in the Hermosa Beach real estate market are diverse with some great real estate bargains available in just about all of the different neighborhoods too.

West of PCH, there are mostly single-family homes with some apartments and condos. East of PCH, on the gradual hilly slopes you will find middle class and upper middle class neighborhoods of more custom type single family homes. There are many multiple housing options in this area also. Hermosa Beach real estate options consist of single-family detached homes for sale, estate properties, condominiums, foreclosures, land and townhouses near the beach. Hermosa Beach is a beautiful place to live, work and raise a family. There are residences on the Strand, bungalows scattered throughout the town, and multilevel homes in the hills with ocean views. Hermosa Beach offers a variety of Southern California options for any lifestyle.

There are many corporations and various industries in Hermosa Beach including professional, scientific, management, administrative and waste management services, educational, health and social services, manufacturing, information technology, finance, insurance, real estate and rental, and leasing, and of course beach and surfing related businesses.

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