🏡 South Torrance Listings: Is the Market Crowded?

Are you thinking of selling your home in South Torrance and wondering about the competition?

In this quick update, Carol Gilles of Fredericks Realty breaks down the current inventory levels and ...what they could mean for your bottom line.

While some markets may feel flooded with listings, South Torrance has remained remarkably steady. With approximately 31 to 34 homes on the market at any given time, sellers aren't competing in an overwhelming sea of inventory. But that doesn't mean every home gets equal attention!

Learn why steady inventory can be a strategic advantage for South Torrance sellers—and why how your home is priced and positioned among the current listings can make a difference in the offers you receive.

Chapters:
0:00 The Seller’s Big Question: Competition in South Torrance
0:11 Current Inventory: How Many Homes Are for Sale?
0:30 What Steady Inventory Means for South Torrance Sellers
0:52 How Your Home Sits in the Current Mix
1:05 Let's Connect: Get Your Custom Market Strategy

Contact Information:
Carol Gilles – Fredericks Realty
📞 310-864-9738
📧 carol@carolgilles.com
🌐 http://www.BeachCitiesOnline.com

#SouthTorrance #SouthBayRealEstate #TorranceHomes #RealEstateUpdate #CarolGilles #SouthTorranceRealEstate #HomeSellingTipsShow More

🏡 South Torrance Listings: Is the Market Crowded?

Are you thinking of selling your home in South Torrance and wondering ...

🏡 Let’s Go House Shopping! | #WildWednesday

Ever wondered what really goes on during a house showing in the South ...

Don't Let Summer End Yet! South Bay August Guide | #WildWednesday

In this week's #wildwednesday, Carol Gilles shares the must-see local ...

So You Wanna Buy a House? 3 First-Time Buyer Stories | #WildWednesday

Can first-time buyers really buy a home in today’s real estate market? ...

Can first-time buyers really buy a home in today’s real estate market?

That’s the question I tackle in this week’s #WildWednesday with my long-time friend and fellow real estate professional, Derf ...Fredericks.

Derf and I have known each other since 1979, so between the two of us, we’ve experienced quite a few real estate markets! But today’s market can be especially challenging for someone trying to purchase their first home.

In this conversation, Derf shares three real-life stories about how his own sons became first-time homeowners—and the different approaches they each took to make it happen.

Whether you’re looking in Torrance, Redondo Beach, Lomita, or elsewhere in the South Bay, their experiences offer some practical ideas and a reminder that becoming a homeowner may be more possible than you think.

In this video, we talk about:
🏡 Strategies that can help first-time buyers
💡 Thinking creatively about your first home
📋 Preparing for today’s market
💰 Starting where you can and building equity
⏰ The importance of preparation and timing

Chapters
0:00 – Introduction & Meeting Derf Fredericks
1:15 – Our History in Real Estate Since 1979
2:30 – The Big Question: Buying Your First Home Today
3:45 – Story 1: Starting Small & Building Equity
5:20 – Story 2: Thinking Outside the Box for a First Home
7:10 – Story 3: Preparation and Timing in the South Bay
9:15 – Advice for Future Homeowners in Torrance
10:45 – Final Thoughts & How to Connect

Ready to start your own home-buying story?

I’d love to help you navigate the process and explore your options here in the South Bay.

📞 Call/Text: 310-864-9738
📧 Carol@CarolGilles.com
🌐 BeachCitiesOnline.com

Serving Torrance, Lomita, and the greater South Bay.

If you enjoyed our conversation, please LIKE the video and SUBSCRIBE for more weekly real estate tips and #WildWednesday adventures. And if you have a question about buying a home in the South Bay, leave it in the comments!

#WildWednesday #TorranceRealEstate #SouthBayRealEstate #FirstTimeHomeBuyer #RealEstateTips #TorranceCA #SouthBayLife #BuyingAHome #RealEstateAdviceShow More

What's it mean?

What does it truly mean to invest in the South Bay? In today’s ...

What does it truly mean to invest in the South Bay? In today’s #WildWednesday, we’re diving into the essential numbers every property owner and investor needs to know, with a ...focus on the Torrance and South Bay real estate markets.

We start by breaking down the fundamentals:

Investment Property: Defining what makes a property a true asset.
Vacancy Rates: Understanding why this metric is the heartbeat of your investment's health.
Whether you are looking to buy your first rental or managing a portfolio in the South Bay, understanding these definitions is key to making informed decisions.

I’m also sharing a special reflection today from the Velveteen Rabbit: "Real isn't how you are made. It's a thing that happens to you." Much like the homes we live in and the communities we build in Torrance, value is about more than just the purchase price—it’s about the life and "realness" that happens within those walls.

📍 Serving Torrance, Lomita, and the greater South Bay.

Video Chapters
0:00 What's it all mean?
0:13 Defining Investment Property
1:40 Understanding Vacancy Rates
2:20 Lender Referrals & Out-of-State Investing
3:55 Inspiration: The Velveteen Rabbit
4:55 Reflections on Life and Love
5:15 Connect with Carol Gilles

Let’s Connect!
If you’re curious about the current market value of your home or looking for your next investment in the South Bay, I’m here to help.

📧 Get my Monthly Newsletter: Send me your name and email address to stay updated on market trends, community info, and special tips!

Carol Gilles | Fredericks Realty
📞 Call/Text: 310-864-9738
📧 Email: Carol@carolgilles.com
🌐 Website: http://www.Beachcitiesonline.com
DRE# 00803846

💬 Comment Below: What's your favorite part of living in the South Bay? Or, tell me what topic I should cover next for #WildWednesday!

#SouthBayRealEstate #TorranceHomes #LomitaRealEstate #InvestmentProperty #WildWednesday #RealEstateMarketUpdate #CarolGilles #RealEstateTips #VelveteenRabbit #SouthBayLivingShow More

🛝 Is Lomita Park South Bay's Best Family Park? | #WildWednesday

In this week's #WildWednesday, we're exploring the heart of the ...

Carol's Corner: Real Estate & Finance Update - Self-Employed Home Loans

This week: Self-Employed Home Loans—Can you qualify without ...

This week: Self-Employed Home Loans—Can you qualify without traditional tax returns?

Are you self-employed and dreaming of homeownership, but worried about your tax returns? On this #WildWednesday, Carol Gilles sits down ...with Jonathan Caguioa from Allianze Mortgage to reveal exactly how you can qualify for a home loan using alternative methods like bank statements and P&L statements.

Whether you're a small business owner, a freelancer, or even someone running a successful swap meet business, there are specialized loan programs designed for your unique financial situation. We break down the credit score requirements, the importance of cash flow, and how a second loan (HELOC) might be the right move for you.

Don't let the complexity of self-employment hold you back from your real estate goals in the South Bay!

Key Topics Covered:

How self-employed borrowers can qualify without traditional tax returns.
The 12-month bank statement program explained.
Using Profit & Loss (P&L) statements for mortgage approval.
Credit score requirements (660 vs. 680+).
Real-life success story: Funding a $400,000 loan for a cash-based business.
Understanding Combined Loan-to-Value (CLTV) for home equity loans.

Chapters:
0:00 - Introduction to Self-Employed Home Loans
0:41 - Why Self-Employed Borrowers are Unique
1:24 - The 12-Month Bank Statement Program
1:51 - How to Use a P&L Statement Instead of Tax Returns
3:31 - Minimum Credit Score Requirements for Home Loans
3:48 - Success Story: $400k Loan for a Swap Meet Business
4:44 - Understanding Combined Loan-to-Value (CLTV)
5:29 - FHA, VA, and Conventional Loan Options
6:03 - How to Contact Us

Connect with Carol Gilles: If you're looking to buy or sell in the South Bay, or if you need to be put in touch with Jonathan Caguioa at Allianze Mortgage, let’s talk!

Carol Gilles, Realtor Fredericks Realty
📞 Call/Text: 310-864-9738
📍 Serving Torrance, Redondo Beach, and the South Bay
Carol@CarolGilles.com
http://Www.Beachcitiesonline.com

Did this help clarify your loan options? Drop a comment below with your questions, and don’t forget to Subscribe for more #WildWednesday real estate tips!

#WildWednesday #SelfEmployedLoans #SouthBayRealEstate #HomeBuyingTips #MortgageBroker #AllianzeMortgage #CarolGilles #TorranceRealEstate #BankStatementLoan #NoTaxReturnLoan #RealEstateTips #MortgageAdvice #EntrepreneurLife #HomeFinance #SouthBayHomesShow More