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Carol Gilles | Realtor
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Down Payment Assistance Programs

Down Payment Assistance Programs

by cgilles | Jan 17, 2024 | Down Payment Assistance, FHA Loans, First-Time Home Buyers, Home Buyers, Homes for Sale in Torrance, Housing and School Districts, Mortgage

Down Payment Assistance Programs So, you are ready to buy a home.  And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?”  Down Payment???  Closing Costs???  Oh my! Well now, there are so many...
Homeowners Insurance Update

Homeowners Insurance Update

by cgilles | Jul 30, 2023 | Home Buyers, Home owning expenses, Homeowners Insurance

HOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s...
Tips on How to Reduce Your Debt if You Want to Become a Homeowner

Tips on How to Reduce Your Debt if You Want to Become a Homeowner

by cgilles | Feb 16, 2023 | Reducing Debt

Tips on How to Reduce Your Debt if You Want to Become a Homeowner   Since the status of your finances is what is going to dictate how much home you can afford, it is a good idea to have as little debt as possible if you want to go into this process worry-free....
What First-Time House Hunters Need to Know About Buying During a Seller’s Market

What First-Time House Hunters Need to Know About Buying During a Seller’s Market

by cgilles | May 12, 2021 | 1st Time House Hunters, Buying in a Sellers Market, Hire a Realtor, Home Buyers, Home Sellers, Sellers Market

  What First-Time House Hunters Need to Know About Buying During a Seller’s Market Homeownership is a dream for many people, and with mortgage rates at historic lows, this dream is now more achievable than ever. Buying a home during a seller’s market is possible,...
Market Update for Torrance 90501 – March 2021

Market Update for Torrance 90501 – March 2021

by cgilles | Mar 14, 2021 | Market Stats 90501, South Torrance, Torrance Ca 90501

Market Update for Torrance 90501 Let’s talk about the Market Update for Torrance 90501.  How is the single family market selling since  February 1, 2021? There have been 4 single family homes sold since February 1, 2021 until now.  Average days on the market was 25...
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